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We use ‘cookies’ and related technologies to help identify you and your devices, to operate our site, enhance your experience and conduct advertising and analysis. You can read more about these uses in our Privacy Statement.
Naapbooks Private Limited ("NBPL"), we respect the privacy of our users. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our application. Please read this Privacy Policy carefully.
IF YOU DO NOT AGREE WITH THE TERMS OF THIS PRIVACY POLICY, PLEASE DO NOT ACCESS THE APPLICATION.We reserve the right to make changes to this Privacy Policy at any time and for any reason. You are encouraged to periodically review this Privacy Policy to stay informed of updates. You will be deemed to have been made aware of, will be subject to, and will be deemed to have accepted the changes in any revised Privacy Policy by your continued use of the Application after the date such revised Privacy Policy is posted.
This Privacy Policy does not apply to the third-party online/mobile store from which you install the Application or make payments, including any in-game virtual items, which may also collect and use data about you. We are not responsible for any of the data collected by any such third party.
From time to time, we may request Personal Information from you to get valuable feedback from your experience on our website. In addition, we may also use your personal information for other business purposes or in order to help serve you better, We also collect information about your activities during your visit in order to personalise your website experience, such as recording your preferences and settings, and to collect statistics to help us improve and further develop our websites, products and services that could help you in your business. Your posting of any such Personal Information is strictly up to you, but please understand that this is a website accessed by the public. Therefore, do NOT post any information that is confidential and/or proprietary. While you can visit our site without disclosing any Personal Information, there are web pages that require such information to complete certain functions, thus these web pages may not be available to you if you decide not to reveal the information requested. We will take reasonable steps to ensure that your Personal Information is accurate and complete.
At times, we conduct online surveys to better understand the needs and profile of our visitors. When we conduct a survey, we will inform you about how we will use the information prior to your taking the survey. If you do not want to participate in the survey, you may refrain from contributing to it at your own discretion.
Our Website may use a technology known as web beacons - sometimes called single-pixel gifs - that allow this site to collect web log information. A web beacon is a graphic on a web page or in an email message designed to track pages viewed or messages opened. Web log information is gathered when you visit one of our Websites by the computer that hosts our Website (called a “webserver”). The webserver automatically recognizes some information, such as the date and time you visited our site, the pages you visited, the website you came from (to the extent you have given your consent), the type of browser you are using (e.g., Internet Explorer), the type of operating system you are using (e.g., Windows 7), and the domain name and address of your Internet service provider (e.g., AOL). If you have given your consent, we may also include web beacons in promotional email messages in order to determine whether messages have been opened.
To the extent you have given your consent, our Website uses a technology called a “cookie”. Cookies are alphanumeric identifiers that we transfer to your computer's hard drive through your Web browser to enable our systems to recognise your browser and to provide features such as Recommended for You, personalised advertisements on other Web sites. Our cookies help provide additional functionality to the site and help us analyze site usage more accurately. For instance, our site may set a cookie on your browser that keeps you from needing to remember and then enter a password more than once during a visit to the site. If you do leave cookies turned on, be sure to sign off when you finish using a shared computer.
Our Website uses Internet Protocol (IP) Addresses. An IP Address is a number assigned to your computer by your Internet service provider so you can access the Internet. Generally, an IP address changes each time you connect to the Internet (it is a “dynamic” address). We use your IP address to report aggregate information on use and to help improve the Website.
You should be aware that this site is not intended for or designed to attract Children or individuals under the age of 13 or the age as per applicable laws. We don’t collect Personally identifiable information from any person we actually know is a child or an individual under the age of 13 or the age as per applicable laws.
We work to protect the security of your information during transmission by using Secure Sockets Layer (SSL) software, which encrypts information you input in addition to maintaining security of your information as per the International Standard IS/ISO/IEC 27001 on "Information Technology Security Techniques Information Security Management System-Requirements".
We maintain physical, electronic and procedural safeguards in connection with the collection, storage and disclosure of personal information (including sensitive personal information). Our security procedures mean that we may occasionally request proof of identity before we disclose personal information to you.
It is important for you to protect against unauthorised access to your password and to your computer. Be sure to sign off when you finish using a shared computer.
Financial information, such as data related to your payment method (e.g. valid credit card number, card brand, expiration date) that we may collect when you purchase, order, return, exchange, or request information about our services from the Application. [We store only very limited, if any, financial information that we collect. Otherwise, all financial information is stored by our payment processor and you are encouraged to review their privacy policy and contact them directly for responses to your questions.
When you contact us (online or offline) in connection with a request for information, to order a product or service, to provide you with support, or to participate in a forum or other social computing tool, we collect information necessary to fulfil your request, to grant you access to the product or service, to provide you with support and to be able to contact you. For instance, we collect your name and contact information, details about your request and your agreement with us and the fulfilment, delivery and invoicing of your order and we may include client satisfaction survey information. We retain such information for administrative purposes, defending our rights, and in connection with our relationship with you.
We collect the data to ensure a proper connection buildup and system security, and to improve our website. The legal basis for such processing is Art. 6 para. 1 GDPR. We have a legitimate interest in the provision of our website and services, in technical security, rectification of malfunctions as well as detection and tracking of unauthorized access or attempt of access.
To the extent permitted by law, we may share your Personal Information with agents, contractors or partners of the Company in connection with services that these individuals or entities perform for, or with, the Company. These agents, contractors or partners are restricted from using this data in any way other than to provide services for the Company, or services for the collaboration in which they and the Company are engaged (for example, some of our products are developed and marketed through joint agreements with other companies). We may, for example, provide your information to agents, contractors or partners for hosting our databases, for data processing services, or so that they can mail you information that you requested. You may remove yourself from any such list or notification at any time.
The Company reserves the right to share your Personal Information to respond to duly authorized information requests of governmental authorities or where required by law. In exceptionally rare circumstances where national, state, or company security is at issue (such as with the World Trade Center terrorist act in September, 2001), The Company reserves the right to share our entire database of visitors and customers with appropriate governmental authorities.
We may also be required to disclose your Personal Information in the event of a legal investigation or any such other process where we are required to do so by applicable law or where we have to establish our legal rights or where disclosure is required to prevent or take action regarding illegal activities, suspected fraud, or situations involving potential threats to the physical safety of any person.
To the extent permitted by law, we may also provide your Information to a third party in connection with the sale, assignment, or other transfer of the business of this Website to which the information relates, in which case we will require any such buyer to agree to treat your Personal Information in accordance with this Privacy Policy.
As a convenience to our visitors, this Website currently contains links to a number of sites that we believe may offer useful information. The policies and procedures we described here do not apply to those sites. We suggest contacting those sites directly for information on their privacy, security, data collection, and distribution policies.
If you have questions or comments about this Privacy Policy, please contact us at:
Company name : Naapbooks Private Limited ("NBPL")
Address : 3rd Floor, Broadway Business Centre,Law Garden, Ahmedabad - 380006
Number : 079-48940505
Email id : info@vizman.co.in
This policy is effective from 14/05/2021.
Naapbooks Private Limited ("NBPL") is the owner and publisher of www.VizMan.co.in (hereinafter referred to as the "Website", the term shall unless repugnant to the context thereof mean include all websites and online resources owned by NBPL including but not limited to www.VizMan.co.in and any mobile application). These Terms and Conditions (hereinafter referred to as "Terms'' shall govern the use of the Website by any person (hereinafter referred to as "User" willing to access the website and / or use any of the Services offered by the Website. All Users are requested to read through, understand and accept these Terms and the Privacy Policy of www.VizMan.co.in prior to using the Website.
It is disclaimed that these Terms constitute as an electronic document defined under the Information Technology Act (IT) 2000 and/or any other law as amended by the IT Act 2000. These Terms do not require any signatures (physical or digital) and the User shall be bound by these Terms and Privacy Policy by accessing the Website. Also, use of the Services offered by the Website by any User shall be construed as such person’s acceptance of these Terms. Any User not agreeing to these Terms shall not use any Services provided by the Website in any manner whatsoever.
Any User accessing the Website and willing to avail the Services offered by the Website must have attained the prescribed minimum age i.e. 18 (Eighteen) years to enter into a valid contract and must be competent to enter into a contract under all applicable laws. Any User below the prescribed minimum age is advised to use the Website and/or any Services offered by the Website through their guardians or parents. No User below the prescribed age is allowed to use the Website in their personal capacity and in the event so done, shall be liable for their actions.
NBPL, any of its business divisions and / or its subsidiaries, associate companies or subsidiaries to subsidiaries or such other investment companies (in India or abroad) reserve their respective rights to revise/ amend/alter/delete these Terms, in part or as a whole, at any point in time. Users are advised to keep themselves updated. The Website is under no obligation to intimate any User regarding any revisions/amendments/alterations or deletions made by the Website.
1.1 "Content" shall mean and include but not limit to any text, software, scripts, graphics, photographs, sounds, music, videos, audio-visual combinations or any other such material available on the Website.
1.2 “Force Majeure” shall mean any and all events beyond the control of the Website,which restricts NBPL from performing its duties and obligations contained herein under, including but not limited to any act of God, war, riot, black outs, terrorist attacks, failure in supply of water or electricity, electrical surges or spikes.
1.3 “Intellectual Property” shall mean collectively or individually, the following worldwide rights relating to intangible property, whether or no filed, perfected, registered or recorded and whether now or hereafter existing, issued or acquired: (i) patents, patent disclosures, patent rights, know-how, including any and all continuations, continuations-in-part, divisions, reissues, re-examinations, utility, model and design patents or any extensions thereof; (ii) rights associated with works of authorship, including without limitation, copyrights, copyright applications, copyright registrations; (iii) rights in trademarks, trademark registrations, and applications therefore, trade names, service marks, service names, logos, or trade dress; (iv) rights relating to the protection of trade secrets and Confidential Information; and (v) internet domain names, internet and world wide web URLs or addresses; and (vi) any and all other intellectual or proprietary rights anywhere in the world including rights of privacy and publicity, whether or not requiring registration and whether or not such registration has been obtained.
1.4 "Services" shall mean any and all services made available to the Users on the Website.
2.1 Users shall ensure that the use of the Website shall be in compliance with the applicable laws in the User’s jurisdiction.
2.2 The Website is made available only for individuals who have attained the minimum prescribed age to enter into a contract. Any User below the minimum prescribed age may access and use the Website only under the supervision of a parent or a guardian who has attained majority. Any use and access in violation of this Provision shall be considered fraudulent and the Website reserves all rights to take necessary actions available under law.
2.3 The Users shall ensure that they do not sub-license, sell, offer for sale, rent, commercially exploit the rights provided/ granted by the Website, if any. The Users shall not at any given circumstance modify or alter any Service offered by the Website.
2.4 The User are prohibited from violating or attempting to violate the security of theWebsite, including, without limitation,(1) accessing data not intended for such User or logging into a server or account which the User is not authorized to access,(2) attempting to probe, scan or test the vulnerability of a system or network or to breach the security or authentication measures without proper authorization,(3) attempting to interfere with Service to any User, host or network, including without limitation, via means of submitting any virus or malware to the Website, overloading, "flooding", "mail bombing" or "crashing", or(4) sending unsolicited electronic mail, including promotions and/or advertising of products or services or(5) modify or attempt to hack the Website. Violations of system or network security may result in civil and criminal liability. The Website and/or NBPL shall reserve the right to investigate occurrences that they suspect as involving such violations and will have the right to involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.
2.5 All Services offered by the Website are provided on an “AS-IS” basis and the Users may choose to avail the Services at their option and at their risk.
2.6 Users shall not use the Website for any purpose which is contrary to the activities permitted under these Terms or that which is prescribed and allowed by law.
2.7 Users shall not block or restrict the use of the Website for any other User.
2.8 Users shall not advertise, market, promote anything without expressed written consent of the Website.
2.9 The Users shall not hack, reverse engineer, replicate, reproduce any Product, Service or any materials on the Website.
2.10 User shall not in a manner infringe the copyright, trademark, trade secret or any other intellectual property rights of the Website or others or violate the privacy or publicity of other personal rights of others, or transmit any material that is libellous, defamatory, pornographic, profane, obscene, threatening, abusive or hateful.
2.11 The Website may contain or may provide links to other Websites. These links are provided solely as a convenience to Users. Wherever such link/s lead to sites which do not belong to NBPL and/or its associate entities, NBPL is not responsible for the content of linked sites and does not make any representations regarding the correctness or accuracy of the content on such Websites. If the Users decide to act upon the information provided on such websites, they may do so at their own risk. The Website or NBPL and/or its associate entities shall not be responsible for any losses that the Users may incur as a result of their use of such websites. The Website Does not in any way solicit or promote use of such websites. Similarly, this Website can be made accessible through a link created by other websites. Access to this Website through such link/s shall not mean or be deemed to mean that the objectives, aims, purposes, ideas, concepts of such other websites or their aim or purpose in establishing such link/s to this Website are necessarily the same or similar to the idea, concept, aim or purpose of our web site or that such links have been authorised by NBPL and / or its associate entities. In the event that any link/s afforded by any other web site/s are derogatory in nature to the objectives, aims, purposes, ideas and concepts of this Website is utilised to visit this Website and such event is brought to the notice or is within the knowledge of NBPL and / or its associate entities, civil or criminal remedies as may be appropriate shall be invoked
By downloading or using the app, these terms will automatically apply to you – you should make sure therefore that you read them carefully before using the app. You’re not allowed to copy, or modify the app, any part of the app, or our trademarks in any way. You’re not allowed to attempt to extract the source code of the app, and you also shouldn’t try to translate the app into other languages, or make derivative versions. The app itself, and all the trade marks, copyright, database rights and other intellectual property rights related to it, still belong to Naapbooks Private Limited.
Naapbooks Private Limited is committed to ensuring that the app is as useful and efficient as possible. For that reason, we reserve the right to make changes to the app or to charge for its services, at any time and for any reason. We will never charge you for the app or its services without making it very clear to you exactly what you’re paying for.
The VizMan app stores and processes personal data that you have provided to us, in order to provide our Service. It’s your responsibility to keep your phone and access to the app secure. We therefore recommend that you do not jailbreak or root your phone, which is the process of removing software restrictions and limitations imposed by the official operating system of your device. It could make your phone vulnerable to malware/viruses/malicious programs, compromise your phone’s security features and it could mean that the VizMan app won’t work properly or at all.
The app does use third party services that declare their own Terms and Conditions.
Link to Terms and Conditions of third party service providers used by the app
Google Play Services
Google Analytics for Firebase
Facebook
You should be aware that there are certain things that Naapbooks Private Limited will not take responsibility for. Certain functions of the app will require the app to have an active internet connection. The connection can be Wi-Fi, or provided by your mobile network provider, but Naapbooks Private Limited cannot take responsibility for the app not working at full functionality if you don’t have access to Wi-Fi, and you don’t have any of your data allowance left.
If you’re using the app outside of an area with Wi-Fi, you should remember that your terms of the agreement with your mobile network provider will still apply. As a result, you may be charged by your mobile provider for the cost of data for the duration of the connection while accessing the app, or other third party charges. In using the app, you’re accepting responsibility for any such charges, including roaming data charges if you use the app outside of your home territory (i.e. region or country) without turning off data roaming. If you are not the bill payer for the device on which you’re using the app, please be aware that we assume that you have received permission from the bill payer for using the app.
Along the same lines, Naapbooks Private Limited cannot always take responsibility for the way you use the app i.e. You need to make sure that your device stays charged – if it runs out of battery and you can’t turn it on to avail the Service, Naapbooks Private Limited cannot accept responsibility.
With respect to Naapbooks Private Limited’s responsibility for your use of the app, when you’re using the app, it’s important to bear in mind that although we endeavour to ensure that it is updated and correct at all times, we do rely on third parties to provide information to us so that we can make it available to you. Naapbooks Private Limited accepts no liability for any loss, direct or indirect, you experience as a result of relying wholly on this functionality of the app.
At some point, we may wish to update the app. The app is currently available on Android & iOS – the requirements for both systems(and for any additional systems we decide to extend the availability of the app to) may change, and you’ll need to download the updates if you want to keep using the app. Naapbooks Private Limited does not promise that it will always update the app so that it is relevant to you and/or works with the Android & iOS version that you have installed on your device. However, you promise to always accept updates to the application when offered to you, We may also wish to stop providing the app, and may terminate use of it at any time without giving notice of termination to you. Unless we tell you otherwise, upon any termination, (a) the rights and licenses granted to you in these terms will end; (b) you must stop using the app, and (if needed) delete it from your device.
3.1 Users shall be liable to defend, indemnify and hold the Website, NBPL, its officers,directors, employees, agents and licensors harmless from all judgments, awards, losses, liabilities, costs and expenses, including but not limited to reasonable attorney fees, expert witness fees, and costs of litigation arising out of Users use of the Website, Products, Services, or any violation of any rights of a third party.
3.2 Users Hereby Accept And Agree That Under No Circumstances Shall The Website,nbpl, Its Service Providers, Partners, Agents, Affiliates, Representatives, Agents, Employees Or Directors Be Liable For Any Loss, Indirect, Incidental, Punitive, Special, Consequential Or Exemplary Damages, Including But Not Limited To Any Loss Of Profits, Loss Of Goodwill, Loss Of Revenue, Loss Of Opportunity Or Loss Of Information Whether Arising Out Of This Agreement, Under Tort (including Negligence) Or Due To The Use Of The Services Regardless Of Whether The Website Had Been Advised Of The Possibility Of The Same.
4.1 Any and all Intellectual Property present anywhere within the Website or the Products or Services, including but not limited to any patents, trademarks, logos, icons, domain names or copyright, shall be that belonging to the Website or otherwise duly licensed or obtained and Users shall not in any manner use the same unless with the express written consent from the Website.
4.2 Users are hereby expressly prohibited from reverse engineering, decompiling, disseminating, disassembling or using any other means to know, understand or obtain the source code forming a part of the Website.
4.3 In the event, any User infringes or makes any unauthorised use of any Intellectual Property belonging to the Website, the Website reserves the right to exercise all rights and remedies available to it under any law.
4.4 Material and content available anywhere on the Website or the Products or Services may be made available subject to certain limitations including limitations pertaining to its use, reproduction, distribution and dissemination. Users shall be solely responsible in ensuring that they are complying with such limitations.
5.1 The Fees for the Services are as stated in an Subscription Form. Unless otherwise stated in the applicable Subscription Form, Fees for the initial Term are due and payable net thirty (30) days from the date of electronic delivery of the Services by NBPL and are payable to NBPL or Reseller, as applicable. Fees for any renewal Terms are due in accordance with the above, except that they are due net thirty days from the effective date of the renewal.
5.2 Upon execution of this Agreement, payment obligations under any Subscription Form are non-cancelable and, except as expressly provided in this Agreement, upon payment, all payments made by User are non-refundable. User represents and warrants to NBPL that such information is true and that User is authorized to use such payment instrument. User will promptly update its account information with any changes (for example, a change in User billing address or credit card expiration date) that may occur. User hereby authorizes NBPL to bill User’s payment instrument in advance on a periodic basis in accordance with the terms described in the Services, and User further agrees to pay any charges so incurred. Any payment not received from User by the due date may accrue (except for amounts then under reasonable and good faith dispute) late charges at the rate of 1.5% of the outstanding balance per month, or the maximum rate permitted by law, whichever is lower, from the date such payment was due until the date paid. Failure to make payments in accordance with this Section may result in suspension of User's ability to access or use the Services until payment is made. In the event User issues purchase orders in its normal course of business, User shall provide NBPL with a purchase order upon execution of this Agreement, or Subscription Form, or if User does not provide NBPL with such purchase order, User authorizes NBPL to accept this Agreement in lieu of a purchase order.
5.3 User is responsible for monitoring User’s use of the Services. If User is aware that its use of the Services is found to be greater than the number of locations licensed or other metrics licensed hereunder, User shall notify NBPL or Reseller of such excess use. NBPL or Reseller will invoice User for the additional Fees for the period commencing on the date of excess use as reported above or as otherwise identified by NBPL, through the remainder of the Term, and the unpaid Fees shall be payable in accordance with Section 5.1.
5.4 NBPL may, at its sole option and expense: (i) procure for User the right to continue using the Services under the terms of this Agreement; (ii) replace or modify the Services to be non-infringing without material decrease in functionality; or (iii) if the foregoing options are not reasonably practicable, terminate the license for the Services and refund User or request the Reseller to refund the prepaid fees for the remainder of the then-current Term after the date of termination.
As long as User is current on the payment of Fees, NBPL shall provide Support in accordance with its standard Support services.
7.1 The Website Hereby Disclaims All Warranties Relating To The Website And The Services And Does Not Make Any Representations Or Warranties That The Services Shall Be Continuous, Uninterrupted, Error Free, Free From Any Viruses Or Shall Serve The Purposes Intended By The User. Neither Does Wan Make Any Representations Or Warranties Pertaining To The Accuracy, Reliability, Fitness, Merchantability Or Compatibility Of The Website Or The Services.
7.2 All Of The Information Provided By The Website Anywhere Within The Website Shall Be Provided On An ‘as Is’ Basis And Users May Rely On The Same Only After Consulting With An Expert.
7.3 The Website Hereby Excludes Any And All Representations And Warranties To The Extent Permitted Under Law
8.1 Any User wishing to contact the Website for anything may do so by referring to the Website contact page.
9.1 The Website reserves the right to modify or amend the whole or any part of theseTerms without any prior notice. In the event of any amendments or modifications to the same, the revised Terms shall commence to be binding upon the User from the time it is made available on the Website. Hence, all Users are requested to frequently check for revisions of the Terms.
9.2 The Website reserves the right to introduce new limitations with regard to the access and use of the Website and the Services at any time and without any notice.
10.1 These Terms and any other policy implemented by the Website from time to time shall form the entire agreement and understanding between the Users and the Website.
11.1 In the event that any part of these Terms is found to be invalid, unlawful or otherwise unenforceable, such invalid, unlawful, unenforceable portion shall be completely severable from this Agreement and shall be replaced with a provision that most closely reflects the Website’s intention while remaining valid, lawful and enforceable
12.1 Any delay on the part of the Website in taking appropriate action against any User shall not be construed as a waiver of the Website’s right and shall not impede the Website’s right of taking action at a later stage.
12.2 The Website reserves the right to introduce new limitations with regard to the access and use of the Website and the Services at any time and without any notice.
12.3 The Website Hereby Excludes Any And All Representations And Warranties To The Extent Permitted Under Law
13.1 In the event of a dispute or claim arising with regard to this Terms or any other Website policy, the Users and the Website shall first attempt to resolve the same amicably through discussions.
13.2 In the event that the Parties are unable to solve the disputes or claims in an amicable manner, the Parties shall attempt to resolve the same through Arbitration in accordance with the provisions of the Arbitration and Conciliation Act, 1996 as amended from time to time. The Arbitrator shall be appointed by the Website and Users hereby consent to the same. The seat for such Arbitration shall be Mumbai andall Arbitration proceedings shall be in English.
13.3 In the event that the Parties are unable to solve the disputes or claims in an amicable manner, the Parties shall attempt to resolve the same through Arbitration in accordance with the provisions of the Arbitration and Conciliation Act, 1996 as amended from time to time. The Arbitrator shall be appointed by the Website and Users hereby consent to the same. The seat for such Arbitration shall be Mumbai andall Arbitration proceedings shall be in English.
13.4 These Terms shall be governed by and construed in accordance with all applicable laws of India and the courts at Mumbai shall have exclusive jurisdiction over any matter arising out of these Terms.
14.1 Vizman does not want to receive confidential or proprietary information from you through our Website. Please note that any information or material sent to vizman will be deemed NOT to be confidential. By sending vizman any information or material, you grant vizman an unrestricted, irrevocable license to copy, reproduce, publish, upload, post, transmit, distribute, publicly display, perform, modify, create derivative works from, and otherwise freely use, those materials or information. You also agree that vizman is free to use any ideas, concepts, know-how, or techniques that you send us for any purpose.
We will not release your name or otherwise publicize the fact that you submitted materials or other information to us unless: (a) we obtain your permission to use your name; or (b) we first notify you that the materials or other information you submit to a particular part of this site will be published or otherwise used with your name on it; or (c) we are required to do so by law. Personally-identifiable information that you submit to vizman for the purpose of receiving products or services will be handled in accordance with our privacy policies
From time to time, this Web site may contain technical inaccuracies or typographical errors, and we do not warrant the accuracy of any posted information. Please confirm you are using the most up-to-date pages on this Web site, and confirm the accuracy and completeness of information before using it to make decisions relating to services, products, or other matters described in this Web site.If any term in this Terms of Use is found by competent judicial authority to be unenforceable in any respect, the validity of the remainder of this Terms of Use will be unaffected, provided that such unenforceability does not materially affect the parties’ rights under this Terms of Use. Warranty disclaimers explain that sellers and service providers are not bound by any implied promises about their products in the event of failures or defects. These statements vary depending on the nature of your business, but typically explain that a product or service is offered “as is” — implying that the customer or user accepts it in its current condition, including any unseen faults. The company makes no promises about the accuracy and reliability of the content it publishes.
We use cookies to keep our sites reliable, secure and personalised. When you accept cookies, this helps make the site better by remembering your preferences, customising content or ads, and enhancing your experience of our premium news, insight and analysis.
This policy should be read alongside our Privacy Policy, which explains how we use personal information.
If you wish to manage your cookies, please follow the instructions in the “How to manage cookies” section below.
Cookies are small text files which a website may place on your computer or device when you visit a site. The cookie will help the website, or another website, to recognise your device the next time you visit. Web beacons, pixels or other similar files can also do the same thing. We use the term “cookies” in this policy to refer to all files that collect information in this way.
Cookies serve many functions. For example, they can help us to remember your username and preferences, analyse how well our Sites are performing, or allow us to recommend content we believe will be most relevant to you.
The majority of websites use cookies to collect and retain personal information about their visitors. Most cookies collect general information, such as how visitors arrive at and use our Sites, the device they are using, their internet protocol address (IP address), what pages they are viewing and their approximate location.
We group our cookies into the below categories.
Operating our Sites
Some cookies are essential for the operation of our Sites. This includes cookies for the following purposes:
Access – we use these cookies to identify subscribers and ensure access to subscription only pages, including premium access.
Billing – if your subscription is provided by your employer or educational institution under a group subscription, we use cookies for the purposes of measuring activity and billing.
Performance – we use these cookies to monitor Site performance. This allows us to provide a high quality experience by quickly identifying and fixing any issues that arise. For example, we might use performance cookies to track error messages, and to determine improvements to our Sites.
Functionality – we use functionality cookies to allow us to remember your preferences. For example, we use functionality cookies to provide you with enhanced services, such as allowing you to watch a video online or comment on a blog.
Analytics – we use cookies to help us understand our audience and the success of advertising campaigns. For example, we count article views to present ‘Most Read’ content. We also use analytics cookies to keep track of how many advertising impressions have been served for a campaign and to manage the frequency at which you see the same adverts.
Fraud prevention – we use cookies to monitor and prevent suspicious activity and fraudulent traffic
Personalisation
We use cookies to improve your experience of our products by personalising our Sites. For example, we help you to find new content and recommend email alerts based on the topics you read. Where our Sites have such functionality, you can manage elements of personalisation in your account.
Advertising
We use cookies to serve you with advertisements that we believe are relevant to you and your interests. You may see these advertisements on our Sites and on other sites that you visit. You may also see advertisements for our products and services on other websites if you have previously visited our Sites.
For our Sites that offer behaviourally or demographically targeted advertising, you will have the opportunity to turn this off in your account. Please note, if you turn this off you will still see the same number of advertisements but they may be less relevant to you. You may continue to see “contextual” advertisements that are not targeted based on your personal information – for example, a motoring advertisement presented on a motoring article.
Third party cookies on our Sites
We also use third party cookies on our Sites that fall into the categories above (“third party cookies”) for the following reasons:
to help us monitor traffic on our Sites (like many companies, we use Google Analytics to do this);
to identify fraudulent or non-human traffic;
to assist with market research;
to improve Site functionality;
to monitor compliance with our terms and conditions and copyright policy.
We also use third party cookies for the purpose of programmatic advertising. This is where we sell digital advertising space through the use of automated technology via Google Doubleclick (AdX).
These third party cookies are used within programmatic for measurement and attribution, and management of frequency. They may also be used for personalisation of advertisements based on data you have shared with third parties, to the extent that you have consented to this.
Advertisers sometimes use their own cookies to measure performance and to identify fraudulent or non-human traffic. To the extent that you have given them your consent to do so, advertisers may also provide you with targeted advertising based on their data.
Our standard advertising terms and conditions do not permit our advertisers to drop their own cookies for profiling or retargeting without your consent.
Use of pixels in emails
Our emails often contain a single, campaign-unique “web beacon pixel” to tell us whether, and how many times, our emails are opened and verify any clicks through to links or advertisements within the email. We use this information for purposes including:
Determining which of our emails are more interesting to users;
Determining users’ activity and engagement with our products and services;
Informing our advertisers (in aggregate) how many users have clicked on their advertisements.The pixel will be deleted when you delete the email. If you do not wish the pixel to be downloaded to your device, you should select to receive emails from us in plain text rather than HTML via your email provider settings.
How to manage cookies
If you wish to manage your cookies, please follow the instructions on our Manage Cookies page. Please remember that if you choose to disable cookies, certain sections of our Sites may not work properly.
Any changes we may make to this cookie policy will be posted on this page. If changes are significant, we may choose to notify you by email or to clearly indicate on our home page that the policy has been updated.